Friday, 22 August 2014

p.Pang Sai - A Very Popular Sport

What a wonderful sight ... It was such a nostalgic moment in time ...

Wednesday, 20 August 2014

p.Tengri is Not Nice ...

The last part is here:   Sigh! Another Blank

Sigh! Tengri gave me something nice today and yet slapped me again in another. I can never have double happiness.

!@@#%$#%^$^&%&*^&*%^$ ...

Road I believe is walked by common people. I am common. I hope I am common. Maybe through common-ness that I can find the unusual-ness of me.

Today I got played out right by an agent. Fuck him and fuck her. But, the world is round. What goes round must comes round. I sincerely hope that the thousands they made are worth every bit of their characters.

Since I didn't lose a single cent in this transaction, only a lost opportunity, may tengri gave me a sign as to which I should conquer next. I must admit I was also a little rash today for going so high.

The next one is in 3 days' time ... smile ...

Tuesday, 19 August 2014

p.Nicholas Tse Words of Wisdom

The last part is here:   Strategy - The Art of Anger Management

1. 人在的时候 ,以为来日方长什么都有机会, 其实人生是减法, 见一面,少一面。 The reality of life is that whenever someone comes into our lives, someone else is bound to leave – usually a person we didn’t treasure when they were around.

2. 别人怎么看你, 和你毫无关系, 你要怎么活 ,也和别人毫无关系。 You cannot control how others view you. They cannot control how you live either.

3. 面子到底多少钱一斤,我们为什么要在乎别人的看法。 Why should we care how others view us. Is our ‘face’ worth its weight in gold?

4. 有一天你会明白,善良比聪明更难。聪明是一种天赋,而善良是一种选择。 One day, you will understand that being kind is harder than being smart. Being smart is a natural-born talent, being kind is a choice we make.

5. 不闻不问不一定是忘记了,但一定是疏远了,彼此沉默太久就连主动都需要勇气。 After a friendship has grown silent, it takes courage to reconnect two friends who have not forgotten each other.

6. 不要在心情糟烂差的时候, 用决绝的话伤害爱你的人。 You say the most hurtful things to your loved ones when you are in a bad mood. Don’t.

7. 有时候,没有下一次,没有机会重来,没有暂停继续。有时候,错过了现在,就永远永远的没机会了 。 Sometimes, there are no do-overs or second chances; once you miss something, it is gone forever.

8. 用心甘情愿的态度,去过随遇而安的生活。 Be adaptable and have a willing attitude in life.

9. 所有的问题都是自己的问题。 Out of all the problems in the world, you decide which ones become your own problems.

10. 有时候,我们明明原谅了那个人,却无法真正快乐起来,那是因为,你忘了原谅自己。 Sometimes, even after forgiving our trespassers, we are still unhappy. That is because we forget to forgive ourselves.

11. 一个人有生就有死,但只要你活着,就要以最好的方式活下去。可以没有爱情,没有名牌,但不能没 有快乐。 As long as you are alive, live in the best way possible. You can live without love or branded goods, but you can’t live without happiness.

12. 其实,人都是很贱的,爱你宠你的人你不稀罕,对你冷若冰霜的却是穷追不舍。最后搞的遍体鳞伤的 还是自己。 Humans are all capricious. We don’t cherish those who love us and we crave those who ignore us. In the end, we hurt only ourselves.

13. 不要的东西, 再好也是垃圾 No matter how good something is, it will still be trash in our eyes if we don’t want it in the first place.

14. 如果你没瞎, 就别用耳朵去了解我。 Understand me through my actions, not through the rumours you hear of me.

15. 真正的牛逼不是你认识多少人,而是你患难的时候还有多少人认识你。 Being truly great is not about how many people you know, but how many friends you have when you are down and out.

16. 那些不需要解释的事情, 从你张嘴那一刻起 ,你已经输了。 In an argument that doesn’t need any explanation, you lose when you try to explain yourself.

17. 很多人闯进你的生活,只是为了给你上一课,然后转身离开。 Many people enter your life to give you a lesson and they leave shortly after.

18. 距离,产生的不是美,而是诠释了不堪一击的爱情。 Distance in a relationship does not create beauty, but it explains the fragility of the relationship.

19. 人生烦恼就12个字:放不下、想不开、看不透、忘不了。 Life’s troubles in 12 words: When one is unable to let go of situations beyond his control.

20. 女人没魅力才觉得男人花心,男人没实力才觉得女人现实。 When a woman no longer has charm, she will think that men are all players. When a man has no capabilities, he will think that women are materialistic.

21. 慢慢的,长大了,却感觉变沉默了,懂得多了,却不快乐了。 You quieten down as you grow older, you learn more as well, but you grow unhappy.

22. 明明不是陌生人,却装的比陌生人还陌生。 We are clearly not strangers, but we behave more distant than strangers to each other.

23. 跟自己说声对不起,这些年一直没学会爱自己。 You owe yourself an apology for all those years you have not learnt to love yourself.

24. 在乎才会乱想,不在乎连想都不会想。 People worry only because they care. They give no thoughts to things they have no care for.

My Comments:

Based on his comments, he must have been hurt real bad by the one gal he met and truly loved. With these words, I respect him even more. He was born of poor circumstances, but he grit on.

Do give him time, I am sure he will dazzle. May I wish him every success in whatever he aspires.

We all are victims of our own success. Unfortunately, it is only during when we finally failed that we finally realise our mistakes. Now I only just want to live.
心甘情愿

Sunday, 17 August 2014

p.What a Strange Way to End (2016)?

The last part is here:   The Oracle of Omaha of the East has Spoken

I have frequently asked the question:   What is the opposite of love?

The answer I got was not "hate", but "strangeness". If I not longer love a person, I will never hate her, but to treat her just like another passer-by. It is a strange way to end.

Sometimes I do admire a certain old, old fucken, he once said, "I am sure about 2011, but am not so sure about 2016." How powerful and accurate is his mastery! Man of his intellect, if he has deployed his intelligence to helping the weak ones, the society would have blessed him to no ends. But, unfortunately he has no scruples, he used instead his the-other-half - cunning to serve his ends.

What he gets in return is nothing more than a bad name. Like any other yellowskin, he couldn't serve a better god. Now he's on the road of no-return. He simply couldn't reverse a mistake he participated so passionately.

I was once in the stock market, I noticed if no one talked about it, it happened. But, when every one talked about it, it wouldn't. Now I noticed no one talked about 2016. I am afraid it will happen.

It is going to be unfortunate. A sad passing on. You may amass a zillion, but who do you pass it on to?

In reality, this old fucken reminded of a guy I used to know. He was super competitive and more than willing to show off. He had a good and super rich wife and the only son-in-law in the empire. But, he was not happy. He couldn't lord over his missy. So instead, he took frequent business trips to his kept mistress and drank soups. He had an empty large hole to fill. Everytime I talked to him, he was always that aggressive and vengeful guy. He fought every inch of his ground but to lose it all. He doesn't even value his friendships over money. Their likeness was amazing.

I wouldn't say I am currently better off than before. But, at least, I am free to do things I like to do and travel to strange lands to measure my worth.

So tengri, please be nice? I am going in again this week. So give me a small break. I need that. I have been waiting for this little break for more than 6 months already. Thank you in advance. I promise I will do gooder when I return to that little fucken island next.

Wednesday, 13 August 2014

p.This Behaviour Must Promote Lah

This behaviour must promote lah ... Shit is an important event you know! More jobs created too ... cleaning station ... securitization ... toilet upgrade ... Love every minute of it ...

Tuesday, 12 August 2014

p.Sigh! Another Blank

The last part is here:   Capital - How Did It All Begin

!@#$$#@$%#%$&^%*&^*(&() ...

Sigh! Another bad outing ...

Fuck them ... I am going in again for another week ...

Bad tengri, bad ...

Better bless me lah ...

Sunday, 10 August 2014

p.Happy Birthday?

It used to be a proud moment for many.

I have lost it, many of my friends have lost it. A place once called home is no longer. Very difficult to accept in the first place, but reality has to push me to accept the inevitable.

After 10 years, I should be able to acclimatise into my new environment. There is no magic in this. Just need time.

I now feel like my forebears who took the hardest route to quit another fuckened place.

Every decision is necessarily painful and remote to success.

Hope that the task gets easier each time.

Aug 12 is an important day. May my great tengri serves me a break. If I am successful, I promise to be good.

Actually I can't wait to return to my birth place and hope to help some people. It may not be much. But it should be a good start. My means are humble but who cares about the humility. It is the heart that counts.

Through the years, people from my birth place had become plastic. It is sad but I still believe I owe it to the older generations for nurturing me to what I am today. I may not be much but I do feel a connection to my past. Maybe this sanity keeps me coming back time and again to meet those faces. Those familiar faces.

I believe I am feeling more rooted. May all those who are still struggling like me be at peace. Let time be your guardian. Rome was never build in a day.

Friday, 25 July 2014

p.Holocaust II - People are Dying Off Like Flies

The last part is here:   Holocaust II - Rebecca and Gabriel Loh

AGE GROUP 
55 – 59 1300 8.0% 
60 – 64 1636 10.1% 
65 – 69 1704 10.5% 
70 – 74 2166 13.4% 
75 – 79 2461 15.2% 
80 – 84 2649 16.3% 
85 & over 4297 26.5%
TOTAL 16213 100.0% 

Abnormalities in Japanese monkeys linked to Fukushima nuclear disaster Published time: July 25, 2014 03:18 Japan

Monkeys living in the wild in the Fukushima region have tested positive for blood abnormalities linked to radioactive fallout from the 2011 nuclear power plant disaster, according to a new report. ... and the idiot invited food to be imported for fuckens from the same source. 

I didn't check these numbers, but if they are true. Then ... How can those 躝癱 do such heinous act and still sleep well at night? It is a sad day. 屌你老母臭化閪 ...扑你个街 ... These 冇屎忽畜类 really 衰到贴地. 偷呃拐骗, 生安白造 ... everything also can do.  冚家剷吾係粗口, 扑你個臭街都唔係, 屌鳩撚柒閪先係. Surely this is such a sorry state for fuckens. May all their off-springs of 冇屎忽畜类 die a thousand deaths.

The numbers simply meant by age 84, 73.5% of the population would have died off. No medicals needed. 冚家剷 ... In order to keep the population from aging, the fuckens introduced genocides. 躝癱 ... The fuckens knew the aging population will introduce medical needs, so they engineered a genocide by killing off people with cancers and deadly diseases. Stress, toilet water and stained food, just to name a few. 屌你老母臭化閪 ... One day ... Just one day ... May your fucken offsprings enjoy the same karmic treatment:   gals become prostitutes and guys become slaves for unending generations to come. You think you can have it easy huh? My deepest Congratulations to your future generations.

One of the most interesting jokes I have manufactured is that I had stopped dinning in chinaman restaurants or shops. They can live or die for all I care ... Life is so interesting. No need to interact with them. They provide none of the services I desired.

In the end, I am now at peace with myself. So truly interesting ... By being away, I am now home.

Thursday, 24 July 2014

p.A Twist in the Tale (Part II)

The last part is here:   A Twisted Road Ahead

Everything is driven by money and yet everything is not driven by money.

I just lost another auction ... fuck them ... the norms didn't apply ...

There were 4 bidders and the price went up by 18% which is not supposed to be the case. The increase in bidding was unusual. I have budgeted for 11% increase (Just 1% percent above the 10% norm, because I like the property). With only 0-5 bidders, theoretically I was supposed to get it by 10% increase in price. But shit do hit the wall.

Well ... A miss is a miss. No love lost.

The next auction is first week August. I will find a better bargain there then.

My micro-analysis is:

There were 4 bidders. The starting 1st bid was at the reserve price (+0%). A 2nd up-bid was done (+5%). Followed by my 3rd bid (+11%) and lastly 4th bid (+18%). I didn't up-bid as I felt it was not worth it. All 4 bidders has bidded.

Basically, I wouldn't fight it.

I found that if there are 4 bidders, there would be 4 bids. Simple.

Fuck ... Let's prepare for the 1st week Aug bid.

I am still feeling restrictive. Cannot overbid and fall in love with the properties I viewed.

Sunday, 20 July 2014

b.Before You Gear, Watch Your Waist-Line

The last part is here:   The Best of Both Worlds (Loan)

The bank is basically a bitch. It is never a friend.

Some suggested that if I become too big to fail, the bank will be my friend. There is no such thing. The bank is run by human staff and human staff are prone to corrupt, i.e., these staff will bankrupt you officially, raid and take away your properties and hard-earned cash and then tell all their relatives to bid for the cheap properties to be auctioned coming online. This is how these human bank staff cheat. Don't blame them, they are just good at their job. There is no need to build a good relationship with them. When the time is ripe, they will turn asshole bandits. They will line their pockets with your ills. No amount of good relationship will avoid that raid.

How then to avoid an asshole bandit raid?
  • Property Price:   This is the number one killer. So buy property that has a true rental value and rate it. If the rental goes down, what could happen? Can you still lower the rental till it click "rentable" again? With this in mind, never buy a property during a bull market, no matter how tempting.
  • Rental Return:   This is a must if you are into rental yield. The only time you don't talk about rental yield is your own house, but even then, you are talking about the possibility of renting your basement apartment away at all times. The rental yield should cover 150% of the instalment. Tall order? You bet. There must be a buffer in the event you need to lower the rental to rent the property out.
  • Commercial?   Never get involved with commercial property. Commercial properties are not only expensive to collect. They are prone to not having a rental for a long time during a down time. Never be tempted even if the rental yield is 20%. Residential is still the safest.
  • Land:   There shall be no gearing when buying land. Lands are hard to rent. But they give the best pleasures.
  • Paying Instalment On-Time:   Never miss a single instalment. Don't give the bank an excuse to close on you. It helps but asshole bandits are the bad ones, not the banking system.
  • Refinancing:    Never refinance your loan. You may transfer it from bank to bank, but never increase the gearing just because your property has risen in value. Let the property rise in value. So even if there is a recall by the bank. The bank will usually starts with the property that is out-of-money rather than in-the-money. They can't recall a loan that is in-the-money all the time, i.e., no matter how bad the market is, your property is still worth more than the bank loan. That way, the asshole bandits would not be able to raid it as you have an easy time servicing the instalment, due to the low gearing. In the event, your property is raided, don't despair, you are still positive. You are allowed to restart with zero to no risk. Asshole bandits hate these group of property owners. They are so blameless and pay instalment on time. They have no good opportunity with them.
  • Buy Only On the Down Cycle:   This is surest way to protect yourself against the asshole bandits. They were willing to lend you because they need your loan as their key-performance-indicator. So win-win.
  • In the Event of a Raid:   Sell off the worst performers first. Try your best not to sell off your better performers. Don't do it the other way round. It is going to be tempting.
All being said, good luck to one and all ...

Property investment remains the best way out of poverty. It is very easy to get real rich very fast, but the converse is also true. It can made poor a guy real fast too. So if you need to gear, play it real safe. Buy properties at only 5-15% of your cash flow. Time-line your property investment, i.e., don't buy all at one shot. Buy one at a time and let the new one settles down before moving again.

The property price is running away ...  This is only true in a bull run. So stay the fuck-out. Otherwise, you can mostly take your time.

While you are it, use some of the rental yield to fund your luxury. It doesn't hurt to enjoy a little more.

Fly MH now. It is so cheap.

b.The Best of Both Worlds (Loan)

The last part is here:   xox - Fuck-You-Up Loans

Sometime back I have always suggested no bank loans.

But with the cute and long depression underway, we are living in interesting times.

With the deep, deep, deep depression, property prices are very, very, very low. They are going down every now and then. In fact, one must learn to understand the psychic of the banks. Banks are now at very low confidence about the economy. They are not lending in big ways. Hence, if you have a solid job or strong cash flow, the banks will love you deep deep. But, they are still not lending.

There must therefore be a balance here.

Step 1:   Firm up your cash flow, say $200 per month. The bank only likes to lend only at $66 the amount (1/3). Further half that to just 15% of your monthly cash flow, i.e., $30 of $200.

Step 2:   Approach a bank and based on your $30 cash flow, find out how much you can afford to borrow from the bank, say $X.

Step 3:    Locate a property of say $2X-1.5X. Offer the owner $X. This is called a gap-down. You give the owner a rude gap-down. Some will bite. many don't. Be patient and don't fall in love with every property you visit. There is no property that one must buy. Be very, very slow in the acquisition.

Step 4:   Attend every single auction sale. Feel the fire-sale market.

Step 5:   Once you get it, renovate and rent it out for cash flow. It should be in the range of 15% and above. This is a trying times for most businesses. So a good yield is important, i.e., people can afford to rent but not buy, cos they are now poor bastards.

Step 6:   Once settled, the rental is stable and you feel no stress in cash flow and loan repayments. Go for the next purchase of another property. Talk to another bank and repeat the cycle. This next bank usually will feel extremely comfortable with you, even though you are already geared in your first property. Some countries don't even care about your other properties. They just worry about your current purchases. In white land, you can throw them back the keys if you don't like what you bought and no adverse repercussions.

In summary, the property prices are now very low. Banks are very careful in their lending, that means they are now very safe to borrow. There is little or no risk in loan defaults as the properties are priced "very" reasonably and hence, the yield (rental) is strong. One can foresee no issue in loan servicing.

It is for this reason I support the use of gearing, i.e., borrow from banks. Use it wisely. Don't over-gear.

Saturday, 19 July 2014

p.I Buy a Super Market (Part II)

The last part is here:   I Buy a Super Market

This morning I met Greyhawk on my way out. He told me that his daughter was deeply disturbed. I have yet to get back to her daugther about him selling his super market to me cheap. I humbly explained that I am a poor bastard and shall remained so for a long time to come. I have no means or access to large funds to make that purchase. Further I can't guarantee that I would love white crane forever as I have too many gals out there who need my loving too.

He darkened but held back his fury and calmly explained I don't need money to buy his super market. All I need was to agreed and the super market would be transferred in stages to me using the cash flow from the profits. He further admitted that he is greying fast too. He needed a great lieutenant by his side. If I like, he can even throw in a house to boot. Such a generous offer!

I smiled, humbly declined and maintained that although I am a man of little means, I do have my dignity.

He asked me for the last time and said that since that is my decision. He will respect it. His facial expressions darkened even further when we parted.

Before this final showdown, away from the madding crowd, I did my due diligence. I am not stupid. I told Greyhawk before that I was and still am not a stupid guy. I made my own reality.

When I first arrived on the scene, Greyhawk was excited that in this god-forsaken place, I arrived as a knight in shinning armour. Bring brillance to the place. He introduced me to all his generals and said that I am the next best thing to god. I was happy with the reception, thinking that at last, there is one good chinaman on earth.

He ran me through his entire organization, asking me to take on roles to help him out. I was naive and gladly complied.

Little did I know that he told all generals behind my back to abuse me and treat me as super sub, i.e., I cover their duties whenever they need to get off. My only reward was to fuck his daughter. The generals were rude to the point that I am just indeed a substitute or for a better word, a prostitute to the place.

Although I am not a nice person, but I did take offence to being a prostitute. I may be new to the place. I have humble means. I have no contacts. I have no support from my family clan. I have no friends. But, I will be a fool to be taken advantage of from a migrant worker who has been here just a few decades earlier.

I believe he is currently very proud of his achievement but that does not entitle him to make a fool out of newer migrant workers.

By the afternoon, he told me over the phone that I shall never ever step foot in his super market again nor see his daughter. He then hung up.

He must be reminiscing and recoiling from his pains. He thought he has done a major battle royal and victory on me. But, yet I chose to run away leaving him and his generals doing sentry duties and shift work stand-ins all alone when ever their foot soldiers go on resignations, strikes or holidays. What a loving sight, a general of 3 decades old doing cashier duties, cut raw meat, scale slimy fish, mop kitchen floors and clean public toilets because the ones doing it for him had all resigned.

Bonded forever in the jobs they created for themselves. They can make all the monies in the world but they couldn't enjoy them as they can't even leave their place of work.

I smiled. Another day another battle.

I have seen so many such fools in my life and I have learned to deal with them quite easily.

My bag of tricks is only one:    Be meek and silent when confronted with adversity. Why meek? So that I don't show up their mistakes. Why silent? So that I don't tell them what's wrong with them. They will then think I was the stupid guy and don't seem to able to get their ideas across into my thick head, they simply don't know what's wrong with my head. How can they hope to achieve victory with deception. They have no scruples nor honour.

Only an honest and honourable man can do battle royal with me. But, if he is honest and honourable, then there would be no battle, he would already be my partner-in-crime. What an irony!

Winter's coming soon ... I have to prepare money for my next purchases of land. I am excited. Maybe I should also learn french to be nice to all my neighbours.

Footnote:   To win in the mind game: Never be quick to anger. Greyhawk failed to win his slave 千里马 and he ended up too quick to anger because he thought he is the almighty 伯乐 and no 千里马 can resist his charm. He has forgotten that there are mighty 千里马 out there that even money cannot buy, as well as every 千里马 is unique. He must exercise humility when approaching these great 千里马. I am not even a super 千里马 but just a strong one. To win the 千里马, one must not be impatient but to study the quarry carefully. Win the respect of 千里马 and the animal will suck your cock. It is that simple.

Friday, 18 July 2014

b.MegaTrend - 18 Signs of Global Economic Crisis

The last part is here:   Megatrend - Depression pushing through

18 Signs that the Global Economic Crisis is Accelerating as we Enter the Last Half of 2014 

A lot of people that I talk to these days want to know "when things are going to start happening". Well, there are certainly some perilous times on the horizon, but all you have to do is open up your eyes and look to see the global economic crisis unfolding. As you will see below, even central bankers are issuing frightening warnings about "dangerous new asset bubbles" and even the World Bank is declaring that "now is the time to prepare" for the next crisis. Most Americans tend to only care about what is happening in the United States, but the truth is that serious economic trouble is erupting in South America, all across Europe and in Asian powerhouses such as China and Japan. And the endless conflicts in the Middle East could erupt into a major regional war at just about any time. We live in a world that is becoming increasingly unstable, and people need to understand that the period of relative stability that we are enjoying right now is extremely vulnerable and will not last long. The following are 18 signs that the global economic crisis is accelerating as we enter the last half of 2014 ... 

#1 The Bank for International Settlements has issued a new report which warns that "dangerous new asset bubbles" are forming which could potentially lead to another major financial crisis. Do the central bankers know something that we don't, or are they just trying to place the blame on someone else for the giant mess that they have created?

#2 Argentina has missed a $539 million debt payment and is on the verge of its second major debt default in 13 years.

#3 Bulgaria is desperately trying to calm down a massive run on the banks that threatens of spiral out of control.

#4 Last month, household loans in the eurozone declined at the fastest rate ever recorded. Why are European banks holding on to their money so tightly right now?

#5 The number of unemployed jobseekers in France has just soared to another brand new record high.

#6 Economies all over Europe are either showing no growth or are shrinking. Just check out what a recent Forbes article had to say about the matter...
Italy’s economy shrank by 0.1% in the first three months of 2014, matching the average of the three previous quarters. After expanding 0.6% in Q2 2013, France recorded zero growth. Portugal shrank 0.7%, following positive numbers in the preceding nine months. While figures weren’t available for Greece and Ireland in Q1, neither country is showing progress. Greek GDP dropped 2.5% in the final three months of last year, and Ireland limped ahead at 0.2%.

#7 A few days ago it was reported that consumer prices in Japan are rising at the fastest pace in 32 years.

#8 Household expenditures in Japan are down 8 percent compared to one year ago.

#9 U.S. companies are drowning in massive amounts of debt, but the corporate debt bubble in China is so bad that the amount of corporate debt in China has actually now surpassed the amount of corporate debt in the United States.

#10 One Chinese auditor is warning that up to 80 billion dollars worth of loans in China are backed by falsified gold transactions. What will that do to the price of gold and the stability of Chinese financial markets as that mess unwinds?

#11 The unemployment rate in Greece is currently sitting at 26.7 percent and the youth unemployment rate is 56.8 percent.

#12 67.5 percent of the people that are unemployed in Greece have been unemployed for over a year.

#13 The unemployment rate in the eurozone as a whole is 11.8 percent - just a little bit shy of the all-time record of 12.0 percent.

#14 The European Central Bank is so desperate to get money moving through the system that it has actually introduced negative interest rates.

#15 The IMF is projecting that there is a 25 percent chance that the eurozone will slip into deflation by the end of next year.

#16 The World Bank is warning that "now is the time to prepare" for the next crisis.

#17 The economic conflict between the United States and Russia continues to deepen. This has caused Russia to make a series of moves away from the U.S. dollar and toward other major currencies. This will have serious ramifications for the global financial system as time rolls along.

#18 Of course the U.S. economy is struggling right now as well. It shrank at a 2.9 percent annual rate during the first quarter of 2014, which was much worse than anyone had anticipated.

But if U.S. economic numbers look a bit better for the second quarter, that doesn't mean that we are out of the woods.

As I have stressed so many times, the long-term trends and the long-term balance sheet numbers are far, far more important than the short-term economic numbers.

For example, if you went to the mall today and spent a thousand dollars on candy and video games, your short-term "economic activity" would spike dramatically. But your long-term financial health would take a significant turn for the worse.

Well, when we are talking about the health of the U.S. economy or the entire global financial system we need to keep the same kinds of considerations in mind.

As for the United States, whether the level of our debt-fueled short-term economic activity goes up a little bit or down a little bit is not what is truly important.

Rather, the fact that we are nearly 60 trillion dollars in debt as a society is what really matters.

The same thing applies for the globe as a whole. Right now, the citizens of the planet are more than 223 trillion dollars in debt, and "too big to fail" banks around the world have at least 700 trillion dollars of exposure to derivatives.

So it doesn't really matter too much whether the short-term economic numbers go up a little bit or down a little bit right now. The whole system is an inherently flawed Ponzi scheme that will inevitably collapse under its own weight.

Let us hope that this period of relative stability lasts for a while longer. It is a good thing to have time to prepare. But you would have to be absolutely insane to think that the biggest debt bubble in the history of the world is never going to burst.

My Comments:

It is important to note that no countries in the world will allow such a huge bubble to burst. So they will work in concert to try to correct this bubble. That being said, this bubble unfortunately is too big to release. Therefore, even a slight mis-management of this bubble will cause new whipsaws throughout the market.

A crash is absolutely impossible as everyone is talking about it. When every one is talking about it, it will never happen.

What will actually happen is that there would be a long long long long long long adjustment to market, i.e., the property prices will remain stagnant and slightly downward trending. This is a 16-year long depressive cycle.

Property owners will refuse to lower their prices but yet always take from the buyer's bids. This is commonly known as gap-down. Well, enjoy all your gap-downs. I am enjoying mine. I hope you do too. If you don't understand how to handle a gap-down, read it from the net.

Buy at least one property per year for the next 16 years. Enjoy the cycle as it would not repeat for another 60-80 years.

How to enjoy? Well ... after buying these properties rent them out as the rental yields are at least 15% and above. You will get your property freehold within 6-8 years. The excesses reinvest them into even more properties. This property cycle is once in a life-time for the current us.

If you must take profit, well, use the rental income to buy your next car or holidays. Never invest your blood monies in luxuries. You must get these luxuries from the rental yields. A bit more troublesome but important difference.

There are many assholes in town. Avoid them totally. Build your happiness in people you can trust. I have just avoided two big ones.

Wednesday, 16 July 2014

p.How to Keep the Head's Up ...

The last part is here:   Personal Depression

No one can escape depression. I am sucker for it.

So I have to find a new way to counter it. I have found it though. The idea is to have an ambition or a target. The target should not be big. It should be something very doable all the time. By focusing on it all the time, I realised that I have no time to weep or sulk. Isn't it nice?

My humble target is to buy an auctioned property every 3-6 months. Once the bidding starts, I do need to spend about 2 weeks to hurry-hurry. Hurry to collect past property price trends. Do comparison analysis. Hurry to find out from auctioneer whether the property is any good. Check valuation. Visit the property. Check if it is tenanted or owner-occupied. If owner-occupied, whether I need to release snakes and scorpions when I finally owned it to chase away the original owner. Are there any body died in the house? Hurry to check surrounding tenanted rent. Do caveat search on the said property to see if the fucker owed anything else. If the property is too expensive, see if the banks love me.

Go for the bid. Excite other bidders to overbid and screw themselves. The last one I attended over-bidded by 25%-30%. Fucking stupid. They are now at least 10 more years into the 40 years pay-back time. The last I heard from the vines is that the winner is from a group of investors who own a property company. They will then attempt to borrow the monies from the bank, failing which, they will forfeit their initial deposit and re-auction again in 3 months' time. Most of the time they will fail to impress the banks for a loan. The feedback was bad-bad-bad. So even if I don't win, I enjoy screwing others along the way by bidding. In order for them to win me, they have to over-bid me. What a lovely idea. I am in the auction because I am bored and feeling depressed. I just need them to entertain me and my depression. What a fun-fun-fun game!

After I have won the bid, I would pay up and then do the chasing away of tenants or owners. Another 3 months will pass with busy-busy-busy activities.

Minor or major renovation will begin in 3-4 months' time. Again another busy-busy-busy activity. After the renovation, either tenant it out or keep for own fun.

Some properties may not need so much attention to detail.

A good 3-6 months will rush by.

After that, I will lay sight on another auction again. By this, I truly hope to feel better and not so hollow inside of me. It is very painful that with so much success in me, I have no cheer leader beside me. Sigh ... Emptiness is now my form.

Sunday, 13 July 2014

b.xox - Considering The Hotel

The last part is here:   xox - Considering Oil-Palm Farming

I have the good fortune of talking to a 8-hotel owner in white land. He has given me many hours of joy. I am indebted.

Owning a hotel is a sexy idea. So is owning a police station. I am actually tempted to buy a former police station just to show off. Well ... another cute story for another time.

Let's begin the analysis (I am against it, it is too high a capital as well it wouldn't last - Hilton was sold and many others):
  • Large capital outlay - Comparing to other property types, each hotel room is expensive to build and own. I am actually sucker for land size. So, a hotel is densely geared, i.e., it has a dense plot ratio compared to other property type. I don't like this because it leaves no quarters to move, i.e., it has already reached its maximum plot ratio usage. The land use is maximum and further improvement is limited. There is no more leeway.
  • High manpower needs - Over time, the staff needed to run the hotel is so expensive that a slight mistake would cost the hotel a fortune.
  • High plot density - As discussed already with high capital cost. Never invest in maximum cost item. It would clearly return a negative when the economy dives.
  • Ultra high land cost - If there is no traffic, no hotel would be built. If there is, then the land cost kills.
  • Expensive complimentary services - Some complimentary services are needed to compete for guests. They involve good restaurants, shopping malls, banks and limousine service. In some part, gal services such as pubs and clubs are a must-have. 
In conclusion, of course you may conclude otherwise, it doesn't matter, I just wish you good luck, I am still a sucker for land as first priority, followed by low plot ratio property, followed by property with an attached business. It proved that I am weary of businesses that involved too many manpower needs. I don't trust human in general. They proved problematic when the business improves. They are okay if the business is bad but who likes the business to be continuously bad? Crazy.

Saturday, 12 July 2014

p.A New Sunrise?

The last part is here:   Ubah Rally

Is it so hard to start over? Every chinaman wants to screw me. Every white wants to racist me. Even my own bloodied relations want to squeeze me.

I am tired and truly so very tired.

If I have to start over again, will I be free? Is this so hard to restart?

I just met a chinaman. She said during her early years, she cried every day to sleep. She did have a husband with her and kid and yet she couldn't take this immigration nonsense. She said she was very lost. Yes. I agreed with her. Her current chinaman employer truly screwed her to bits. This employer would give her minimum wage and then worked her to the ground. She has now worked herself into a mini key staff in the organisation and yet when I asked her about her wage rate. She snapped out. It is sad that things like this happen everyday. Chinaman screwing chinaman. This is so disgusting. If these chinamen are that good, then go and screw a white. Why is it that whenever they meet a white, they ended up sucking his cock. Hence, I don't wish to engage any chinaman. I much prefer racism with the whites. Because they normally couldn't get their own whites to do the job, they would end up giving it to the Asians. This is how we survive. Taking bread crumbs off the whites' table. This is far better than eating shit every day with the chinaman. Call me a yellow banana any day.

She has finally decided to leave her current employer. I wish her well.

None of the chinamen I met wanted to cooperate to fight. They just want to screw each other's ass.

My eyes teared non-stop today. I don't know why. Suddenly I felt all my effort was in vain. I have no more drive to fight.

I need to go to sleep now. Hopefully the new sunrise will smile at me.

Let me enjoy this song:   幾許風雨 (羅文)
幾許風雨 
作詞:小美 作曲:Choo Seho 編曲:杜自持
無言輕倚窗邊 凝望雨勢急也亂
似個瘋漢 滿肚鬱結 怒罵著厭倦 
徐徐呼出煙圈 回望以往的片段
幾許風雨 我也經過 屹立到目前 
一生之中誰沒痛苦 得失少不免 
看透世態每種風雨 披身打我面 
身處高峰 嘗盡雨絲 輕風的加冕
偶爾碰上了急風 步伐末凌亂
心底之中知分寸 得失差一線 
披荊斬棘的挑戰 光輝不眷戀 
悠然想起當天 無盡冷眼加嘴臉 
正似風雨 每每改變 現實盡體驗
無求一生光輝 唯望鬥志不會斷
見慣風雨 見慣改變 盡視作自然
悠然推窗觀天 雲漸散去星再現
雨線飄斷 似我的臉 熱淚聚滿面 
然而不死春天 全賴暖意不間斷
似你的臉 叫我溫暖 伴著我步前  

My dear, please don't cry. There would be a new sunrise soon. If people are not with you, do you therefore need to weep after them? If they are true, then there is no need to cry for they would always be there for you. Every dog has his day. It is a matter of when. Grit that fucking teeth of yours and learn to wake up to fight another day ... Get that fucking fat ass off the ground and learn to box ... Tomorrow must be a new dawn. Loneliness is given. Don't fight it. Embrace it.

Friday, 11 July 2014

b.Auction, Auction, Auction, Where Forth Art Thou?

The last part is here:   Bank Lelong (Auction)

Every problem sum has a solution. But, one has to work at it.

Fuck, the recent open-bid auction got 10-15 people bidding for the property of my choice. Fuck them. In the end, of course, I lost the bid. It was bidded at 25-30% higher than the reserved price.

@#$%^$^&%^&_(&) ...

Since I have been to enough open-bid auctions, I should be able to summarize my findings.
  • 0-5 bidders:   10% above the reserved price.
  • 5-10 bidders:   20% above the reserved price.
  • 10-15 bidders:   30% above the reserved price.
  • Above 15 bidders:   Please don't try, you would be fucked for life.
I love open-bid auctions. It implies the sellers are fucked and the reserved price is always a steal, i.e., at least 20% below the lowest price in the market place.

How about bidding more than the reserved price? This is for the stupids. Loads of people don't understand that increasing the bids is the most stupid thing to do.

Let me try to illustrate:

A typical property takes about 30 years to finish the instalments, let's call it 100% or simply 3.33% per year (simple approximated). If you pay 10% more, it implies your loan would need to increase by another 3 years to 33 years (10%/3.33%=3 years). If you pay 20% more, it implies your loan would need to increase by another 6 years to 36 years (20%/3.33%=6 years). If you pay 30% more, it implies your loan would need to increase by another 9 years to 39 years (30%/3.33%=9 years). This is obviously not for the faint hearted.

Why?

Well ... I would keep my money under my pillow and see within the next 9 years whether I can find another deal that matches your bid and during a deep deep recession. Surely I can. So what's the hurry? In the end, I still can get what I want and do what I like.

If you do take up a bank loan which I advised against and assuming you are also very credit-worthy, you are able to borrow at 90% loan and 10% cash. But, banks are clever bastards. They would only valued the property AT its reserved price. If you itchy backside, outbidded every body as in my most recent auction by paying 30% above, you will need to fork out a total of 40% (10%+30% over the valuation provided by the "conservative" bank). See how fucked, one can be? And you are given only 3 months to pay up. Otherwise, they are going to fire-sale again and you have to foot the difference and administrative and legal fees. An auction's reserved price is at this value is because people do get fucked bad.

Every property after spending time to evaluate, one would fall in love with it. It is very natural. But, do take heed and learn to walk away.

If you cannot buy at reserved price, just walk. There is another 16-years worth of depression to go.

Also, during this last auction, I overheard some bidders saying if he is successful he will open a car showroom and rent it out. He was dressed in shorts and fucking sandals. I don't look down on such dress code. I just find it amusing on how dreamy things can get. What make you think that you can confidently clear the government-of-the-day's control and change the land use in shorts and sandals? Depending on where is your property, in white land, it takes the better of 1 year to approve a restaurant. Bidders who dream big, die fastest. Just a case-in-time, I have just visited some of my lost auction bids. The properties were not even renovated nor improved. Where is therefore the money for such dream team for a car show room? Talk is cheap, renovation is pure cash. Some property owner can't even afford to paint their house regularly, let alone change of use. Fuckens are fuckens.

As at this writing, I just heard another neighbour has just died. Most probably if I am patient enough. I can grow my portfolio again. I just have to wait and smile at all my neighbours.  No harm getting into their good books. Hehehe ... Winter's coming. Action time.

Saturday, 5 July 2014

b.Article - Billionaire Tells Americans to Prepare For 'Financial Ruin'

The last part is here:   Megatrend - 16 Year Depression

Billionaire Tells Americans to Prepare For 'Financial Ruin'
Friday, 04 Jul 2014 11:07 PM
By Newsmax Wires

The United States could soon become a large-scale Spain or Greece, teetering on the edge of financial ruin.

That’s according to Donald Trump, who painted a very ugly picture of where this country is headed. Trump made the comments during a recent appearance on Fox News’ “On the Record with Greta Van Susteren.”

According to Trump, the United States is no longer a rich country. “When you’re not rich, you have to go out and borrow money. We’re borrowing from the Chinese and others. We’re up to $16 trillion in debt.”

He goes on to point out that the downgrade of U.S. debt is inevitable.

“We are going up to $16 trillion [in debt] very soon, and it’s going to be a lot higher than that before he gets finished. When you have [debt] in the $21-$22 trillion, you are talking about a downgrade no matter how you cut it.”

Ballooning debt and a credit downgrade aren’t Trump’s only worries for this country. He says that the official unemployment rate of 8.2 percent “isn’t a real number” and that the real figure is closer to 15 percent to 16 percent. He even mentioned that some believe the unemployment rate to be as high as 21 percent.

“Right now, frankly, the country isn’t doing well,” Trump added, “Recession may be a nice word.”

While 15 percent to 16 percent unemployment, a looming credit downgrade, and ballooning debt are a bleak outlook for the United States, they are hardly as alarming as the scenario laid out by another economist.

Without earning celebrity status or having his own television show, Robert Wiedemer did something else that grabbed headlines across the country: He accurately predicted the economic collapse that almost sank the United States.

In 2006, Wiedemer and a team of economists foresaw the coming collapse of the U.S. housing market, equity markets, private debt, and consumer spending, and published their findings in the book America’s Bubble Economy.

Editor’s Note: See the controversial video where Wiedemer makes his claims.

But Wiedemer’s outlook for the U.S. economy today makes Trump’s observations seem almost optimistic.

Where Trump sees ballooning debt and a credit downgrade, Wiedemer sees much more widespread economic destruction.

In a recent interview for his newest book Aftershock, Wiedemer says, “The data is clear, 50% unemployment, a 90% stock market drop, and 100% annual inflation . . . starting in 2012.” 

When the host questioned such wild claims, Wiedemer unapologetically displayed shocking charts backing up his allegations, and then ended his argument with, “You see, the medicine will become the poison.” 

The interview has become a wake-up call for those unprepared (or unwilling) to acknowledge an ugly truth: The country’s financial “rescue” devised in Washington has failed miserably.

Editor’s Note: See the 5 signs the stock market will collapse in 2014.

The blame lies squarely on those whose job it was to avoid the exact situation we find ourselves in, including current Federal Reserve Chairman Ben Bernanke and former Chairman Alan Greenspan, tasked with preventing financial meltdowns and keeping the nation’s economy strong through monetary and credit policies.

At one point, Wiedemer even calls out Bernanke, saying that his “money from heaven will be the path to hell.” 

But it’s not just the grim predictions that are causing the sensation; rather, it’s the comprehensive blueprint for economic survival that’s really commanding global attention.

The interview offers realistic, step-by-step solutions that the average hard-working American can easily follow.

The overwhelming amount of feedback to publicize the interview, initially screened for a private audience, came with consequences as various online networks repeatedly shut it down and affiliates refused to house the content.

Bernanke and Greenspan were not about to support Wiedemer publicly, nor were the mainstream media.

“People were sitting up and taking notice, and they begged us to make the interview public so they could easily share it,” said Newsmax Financial Publisher Aaron DeHoog, “but unfortunately, it kept getting pulled.”

“Our real concern,” DeHoog added, “is what if only half of Wiedemer’s predictions come true?

“That’s a scary thought for sure. But we want the average American to be prepared, and that is why we will continue to push this video to as many outlets as we can. We want the word to spread.”

My Comments:

Based on my last depression article, I have predicted a 16-year depression commencing Mar 2009, ending 2025. That's based on the 1930's great depression ending in a world war II in 1945, a total of 15 years. I was marginally wrong. As the world wars killed loads of people. The economy grew because there were not enough people manning the post-war posts. This time we don't have such luxury. The people are still around and still as plenty fighting for the same small food pie. This depression is going to last much much longer.

Let's restart the argument:

Baby-boomers started their life in 1946 and their major birth-rate did not stopped till 1964, a total of 18 years. By 2011, the first baby-boomers would have reached retirement age of 65 years old. So for the next 18 years, i.e., 2029, the last of the baby boomers would have reached retirement age too. During this major period, most of these baby boomers would need to liquidate their properties to pay taxes and continued lifestyle.

The USA has no choice but to import more immigrants and print more money to pay for the health care of these aged retirees. This is a major headache for the government. This group of retirees simply get paid pension, eat, sleep and shit and no taxes, but they still get free health care.

So from 2014 to 2029, we still have another total of 15 years of depression to go.

Trump and gang are doomsayers. What they said is true but they are too famous and when they comment, people listen and thus, people start to adjust and hence, no true depression will come.

When this happens, the economy is going to get great inflation and low property price, people will tighten and not spend, i.e., becoming a fucken.

That's when we must collect properties.

Yeah ... I got news that I can get a semi-detached house or detached house for a song. I am so happy. Hopefully can transact. At the same time, another gal just bought a detached house for me at 30k and give it to me as her dowry. I am not a cheapo you know. She's so presumptuous.

Another type of property one should collect is death property. Most children are already working hard in cities. So when their parents died, they sell their ancestry homes and lands away. I have collected a few of these already. Very good prices. Remember always, NO LOANS, PLEASE.

Inflationary pressure will keep the property prices from diving. In fact, it may not even change. But, the cash will get worthless. So by buying it at current prices, the deal is still perfect. Do aim for fire sale though. So far, my deals have been the best fire and death sales. If I can do it, so can any one. It is a matter of getting it right. There is no need to time the purchase. Just go and buy them. If the owner is asshole, just walk away. I cut deals at 40-80% off the list price. I don't care. If they think, they can win and still can get the deal at their hope-against-hope price. Well, good luck!

Since at the same time, the banks are cautious. There would be little or no bank loans involved. With that, the existing owners would be lovely. I just enjoy the look in their eyes. Vacant. Yeah! That's victory to me as I never ever able to get them to suck my cock and work for me regardless how good I pay them. LOL. Well, whites are assholes, but so will be the yellowskins. They are more asshole than the worst whiteskins.

Today too. A brownskin cried twice in front of me. She asked me to love her deep deep. But, she has no money. She offered to suck my cock. Why would I want to fuck an air-head. She must be delusionally. A fuck is only worth 100bucks per pop, nothing more. Just can't believe that, she wants her pussy gold-plated.

Thursday, 3 July 2014

p.I Buy a Super Market?

The last part is here:   Greyhawk is Here

Greyhawk ceased my throat and shouted into my ears, "You have been fornicating with my daughter for eons now. What are you going to do about it?"

It is true that I have been fornicating with his daughter, white crane, for the longest of time without me saying anything substantial to forward that relation. White crane also knew that I have constant companions, lotus and chrysanthemum. I can't just abandon them and go for her.

I gave a wry smile in place.

White crane must have been pressurising her father to help her to do me in.

"To cut the long story short! I will sell you a supermarket cheap, without any down payment, if you agree to marry her within a year of owning the supermart." Greyhawk again shouted into my ears. It is truly funny that a man of his stature could stoop so low to find favour for his daugther.

Greyhawk's supermarket is not a big one, but one that took the better of his 35 years in white land to build. He just wanted to seek happiness for his daughter. With that, he suggested giving his prized asset to me.

Suddenly what I saw in Greyhawk is not just a loving father, but a greying old guy. Did he regret all these years he has spent in white land? Or is he reminiscing the possible good old familiar playground he used to play during childhood in India?

I couldn't tell. He has moisture in his eyes. The cool summer wind is taking its time to warm the white land.

I breathed a heavy sigh and replied in the negative. I am a poor bastard and my means are humble, but I don't need another guy to give me a lift to reach where I want to go.

I told him that I would be fair to white crane when the time comes.

I left the old man to ponder about his unoriginal outburst.

Just today too, funny that another gal`s father is also offering me to buy us a big house cash as our wedding gift if it even takes place.

Wow ... all my gals are so bloody rich. Why do I still need to worry ...

Wednesday, 2 July 2014

p.Article - Retiring in Penang - Batu Ferringhi

The last part is here:   Article - Unwilling to Burden Family

I read somewhere recently that:

Met couple of ex-fuckens who migrated to the US long time ago and considering retiring in Penang. Apparently some have made the move under Malaysia's silver haired program. Here are some of the reasons that they gave and they are interesting 
- Penang reminds them of old fuckens in so many ways. Food, buildings people etc. They actually said they cannot associate with modern fucken
- psychology need to return to their roots. Penang meets their needs but not fucken, mentioned in the first point 
- one guy said that he felt shiok just going to Penang kopitiam and chatting with people. It like his kampung days in fucken
- Food a major draw 
- cost of living very low - US 500 a month good enough. 
- Condos facing Batu Ferringhi are affordable and good view with nice winds. 

They also told me that many Caucasians are doing just that in Penang.  Malaysia has got some very good spots. 

Malacca, Penang, Fosters Smokehouse, Genting , Kuantan Melin, Tioman, sun, seas and clear water and silky smooth sand. Malacca is the only place where an entire shop all the showcases and shelfs stocked only with chinchalok and belachan. Nothing else. 

Used to love fishing off Tioman, bring the catch back and ask Mahchee is do what she does best. Seafood galore, samba, fried, sautéed etc. Wonderful times. 

There are options and there are options. The question is always how? It is so usual that people just don't think hard enough.

p.A Twisted Road Ahead

The last part is here:   Personal Depression

Life is absolutely interesting.

A blooded relation once told me that I am totally interesting. Every time, he talked to me, he claimed that I will have a new twist in the tale.

"That, my dear, is painful. The reason why I have so much tale is because my path was not wise. I took the longest road to succeed." Do remember always a rolling stone gathers no moss.

Many have taken the straight road to success. But, recently that was also in doubt during the recent events. On the other hand, I have chosen the longest road to success. That too, my dear, I am afraid is also not the shortest path to success. What then is the correct road to succeed?

There is no straight answer. Some times people like to involve the word luck. I opined differently. Luck only seeks the hard workers. But, hard-working is considered given in the competitive market. If every one is hard-working, then how Tengri is going to seek out the lucky ones. Puzzling indeed.

Recently, one of my major projects was staled. Tengri has instead opened a new tiny window for me. Not just one but two. I now have a headache as to which path to take. A truly twisted path instead.

Recently too, I have refocused my path. I have chosen a truly difficult and twisted path to travel. I have lost interest in walking straight paths. My daily companion is my tears. I hope one day Tengri is kind enough to let me through.

Twisted road, twisted tale, twisted man, twisted pride.

I thought my eyes can no longer weep. But, when I do meet difficult decisions and humble people, I will weep with no restraint.

One day, I hope to declare to myself that I had never lived my life in vain.

Friday, 27 June 2014

b.Who Would Hear Me Cry?

The last part is here:   xox - Banks Are Now Fucked

I had failed in business before. It was a truly painful experience. It took me many years to recover.

Now I see my business development in a much clearer light.

When the business is small, it will have small problems. But each small problem can kill any progress. Luckily these problems are small in nature. As long as I am careful not to over-stretch my reach, these problems will always go away when I have given them enough rubbing. The small business will survive somehow.

I don't have a chance to operate a large business. What I know are normally read from the media and from the business operators in my transactions. Recently I noticed many large companies are selling their buildings to shore up their books. They even agreed with the reit buyers that they would rent back their buildings at 7% p.a. in rental returns for the next 15-20 years. On top of that, these businesses even guaranteed their buildings to be fully tenanted. Why such poor terms?

[These business owners are fucking dumb. At 7% p.a. rental, at exactly 14 years, the reit owner would have gotten back his cash purchase 100%. The reit owner needn't  worry as the building is normally very purposed built for the current incumbent. The fucking business got nowhere to go! 

This simply means the business cost is still high, if not, higher than before.]

Based on normal business development, it is usual for the successful company to buy up their own pad to operate their business. This will ensure that the cost of operating from the production premises to be fixed and not keep adjusting through the years by their greedy landlord.

Unfortunately in certain fucken little island, such a purchase decision is bad. The premise would normally go for very high price, i.e., the instalment payment is way more expensive compared to pure rental. Nonetheless, since the company is successful, such a purchase decision is very sound. Given the current healthy cashflow, the bank is also very supportive. A purchase is then made.

Unknown to the business owner, all businesses go in cycle, i.e., boom and bang. In harder times, the business owner got no choice but to release the property again into the market. He simply can't afford to pay the super high instalment due to poor business cashflow. The market is bad. The reit vultures swoon in for the kill. They create very bad terms for the property purchase, i.e., low selling price and very high rental per month for very long period. Soon after, the business still goes belly-up due to ever increasing operating costs.

The big countries did it right. They move on to cheaper countries for their production and business.

This is very sad. Many of such big businesses were so sexy and suave that I can't even talk to their ceos. They stopped treating me as a friend. They were so high up there.

Well. Big business means big problems. One small wrong move, the banks would still bankrupt the business owner, as the bank wouldn't lend any money unless it is personally guaranteed by the business owner himself.

I don't have tears for these business owners. I was never treated well by any one of them anyway. It is fun to see them boomed and banged within one life-cycle. Small people small joy. Big people big bang. I had always chose to be a small person.

My father is damn good. He always advocate cash. Now I truly learned his value. Love him deep deep.

Monday, 23 June 2014

b.To Strange Land

The last part is here:   Strategy - Strangeness In White Land

With the world cup well underway, the strangeness in white land is so unique that I am now brought to a new height. Now they are offering me to buy a white land that is a few times bigger than some of my current assets. They are so awfully nice. The reason is the land owner is a second-generation that refuses to return to that birth place that once nurtured him. He said it was too much of a burden. He has let go and moved on.

I smiled. They are so sweet. They even throw in a very large lake connected by a long river for my pleasure. They said the water is very sweet and full of minerals. I am only interested in the lake view. LOL.

A nice show:   同桌的你
The value in romance is not the look of the young gal but the passage that traversed by both the guy and the gal. The value is maximum when the connection is perfected.

Let's enjoy the show ...

Sunday, 22 June 2014

p.The Butterfly Effect

The last part is here:   Why I Am Not A Politician?

The Butterfly Effect

The idea that one butterfly could eventually have a far-reaching ripple effect on subsequent historic events first appears in "A Sound of Thunder", a 1952 short story by Ray Bradbury about time travel.

In 1961, Edward Lorenz was using a numerical computer model to rerun a weather prediction, when, as a shortcut on a number in the sequence, he entered the decimal 0.506 instead of entering the full 0.506127. The result was a completely different weather scenario. In 1963 Lorenz published a theoretical study of this effect in a well-known paper called Deterministic Nonperiodic Flow. (As noted in the paper, the calculations were performed on a Royal McBee LPD-30 computing machine.) Elsewhere he said that "One meteorologist remarked that if the theory were correct, one flap of a seagull's wings could change the course of weather forever." Following suggestions from colleagues, in later speeches and papers Lorenz used the more poetic butterfly. According to Lorenz, when he failed to provide a title for a talk he was to present at the 139th meeting of the American Association for the Advancement of Science in 1972, Philip Merilees concocted Does the flap of a butterfly’s wings in Brazil set off a tornado in Texas? as a title. Although a butterfly flapping its wings has remained constant in the expression of this concept, the location of the butterfly, the consequences, and the location of the consequences have varied widely.

The phrase refers to the idea that a butterfly's wings might create tiny changes in the atmosphere that may ultimately alter the path of a tornado or delay, accelerate or even prevent the occurrence of a tornado in another location. Note that the butterfly does not power or directly create the tornado. The flap of the wings is a part of the initial conditions; one set of conditions leads to a tornado while the other set of conditions doesn't. The flapping wing represents a small change in the initial condition of the system, which causes a chain of events leading to large-scale alterations of events (compare: domino effect). Had the butterfly not flapped its wings, the trajectory of the system might have been vastly different - it's also possible that the set of conditions without the butterfly flapping its wings is the set that leads to a tornado. 

Butterfly Upon A Wheel

"Who breaks a butterfly upon a wheel?" is a quotation – sometimes misquoted with "on" in place of "upon" – from Alexander Pope's "Epistle to Dr Arbuthnot" of January 1735. It alludes to "breaking on the wheel", a form of torture in which victims had their long bones broken by an iron bar while tied to a Catherine wheel.

The line "Who breaks a butterfly upon a wheel?" forms line 308 of the "Epistle to Dr Arbuthnot" in which Alexander Pope responded to his physician's word of caution about making satirical attacks on powerful people by sending him a selection of such attacks. It appears in a section on the courtier John Hervey, 2nd Baron Hervey, who was close to Queen Caroline and was one of Pope's bitterest enemies.

The section opens as follows:

Let Sporus tremble –"What? that thing of silk,   
Sporus, that mere white curd of ass's milk? 
Satire or sense, alas! can Sporus feel? 
Who breaks a butterfly upon a wheel?" 
Yet let me flap this bug with gilded wings, 
This painted child of dirt that stinks and stings; 
Whose buzz the witty and the fair annoys, 
Yet wit ne'er tastes, and beauty ne'er enjoys, 

Sporus, a homosexual favoured by Emperor Nero, was, according to Suetonius, castrated by the emperor, and subsequently married. Pope here refers to accusations made in Pulteney's Proper reply to a late scurrilous libel of 1731 which led to Hervey challenging Pulteney to a duel. Hervey's decade long clandestine affair with Stephen Fox would eventually contribute to his downfall. As first published the verse referred to Paris, but was changed to Sporus when republished a few months later.

The last time I wrote about the young man who was a Tunisian street vendor who set himself on fire on 17 December 2010, in protest of the confiscation of his wares and the harassment and humiliation that he reported was inflicted on him by a municipal official and her aides. The simple but deadly act set off a change of political leaderships throughout the Arab World and was later known collectively as the Arab Spring. This is the butterfly effect.

Now they classified the Roy boy's effort as the butterfly on the wheel. How silly of them! Kill the chicken and frighten the monkeys. The self-pawned joke is that the monkey is never harmed in any case but scared off till another day of reckoning. In all cases, the butterfly is weak and fragile. If one crashes the butterfly on the wheel and most of the time, nothing would really happen. But, sometimes with the right conditions, this butterfly may turn in a butterfly effect. The old fucken knew about its dreadful effects, but not the younger fuckens. The old fucken had meticulously stamped out all possible trouble-makers, hence, the apparent peace before the huge storm. Given more time, one true butterfly would appear. Till then, SYB - Suffer You Bastards.

Grief and doom aside. There is a lesson to be learnt. In business too, never look down on any tiny business proposals, they might be the one that brings you absolute happiness. Because the nature of these tiny proposals are humble in the beginning, the start-up cost is going to be very low. They are therefore durable and hardy to environmental factors. Their survival rates are deemed the best.

Although I have taken a big hit on a stalling of a major project, I was given another tiny window to play a similar game. I am satisfied that my losses in time would be returned to me, though it might take a longer time.

Because my investments are very low and do not involved the banks. I am not too stressed by the current losses. I was too ambitious. I have to re-examined my priority.

Tengri is very fair. Play a playful game, my ass would be wiped. Play it fair and small. Slow rewards but safe passages. Maybe it's time for me to consider loving myself more.

Friday, 20 June 2014

b.Every a Big Project falls

The last part is here:   Business Jinx

Sigh ... Sad, sad, sad ... One of my big projects is postponed indefinitely.

There is a damage hit and I am now licking my wound.

Keeping it in view lor. Painful.

Hope I can return to it fastest.

As Tengri is great, he will always open a small window for me. Love my Tengri deep deep.

The other small project of white rental property is also off. Can't trust the fuckers.

In white land, it is important to note than rental properties are not great assets. Only in Asian markets can one be more certain. The reason being that the white properties are normally made of paper. It is useless running them. It costs too much to maintain and pay taxes.

Working off the land is still the safest path for me. Love myself. In land, even if you don't have power or water, you can still depend on Tengri to supply the plants with water and sunshine. You only need to bring in the seeds and fertilizers. It is that simple. Without roads, no problem. The seeds are light. No power, no problem. Stay warm in town. The plants don't need warmth all the time. When it is time to grow, the plants will grow. You just need to own the land. Even planting trees is super lucrative. Ask any Malaysians, they will tell you. You can harvest teak in 7-8 years.

I am now in battle mode. In battle mode, I am not allowed to go into depression.

Even if I were to fall now, I don't really care. I build my own reality. A friend just told me that I am beginning to look like a scavenger. I asked really? She said in no uncertained term that I am looking more and more like her father. Every 5 years, changes to a smaller car and smaller house. Fuck her! She is so sharp.